Trulioo has launched Trulioo Credit Decisioning, a capability that provides financial, credit, and risk insights through its existing identity platform.
The launch comes amid a 102% year-on-year increase in US Know Your Business (KYB) transaction growth, reflecting the company’s focus on business onboarding.
As regulatory requirements increase and fraud becomes more sophisticated, understanding financial signals and creditworthiness is becoming essential for risk assessment.
Trulioo Credit Decisioning combines identity verification, fraud detection, risk management, and credit intelligence into a single workflow.
Real-time credit insights feed AI-driven models, helping to accelerate onboarding and improve decision accuracy.
The capability allows organisations to access business credit and risk data in real time, enabling earlier identification of potential exposures and supporting fraud prevention and risk management.
It also provides faster, data-driven insights that help streamline onboarding and reduce time to revenue.
Decision-making can be standardised and automated through predefined credit rules, allowing fast approval determinations during onboarding.
Additionally, Trulioo offers predictive risk segmentation, including insolvency probability and cash-flow stability, to support more accurate assessments.
Embedded scoring features help enterprises assess creditworthiness in real time, improving risk profiling and reducing the likelihood of fraud.
The solution also supports compliance with global regulations, including the EU’s General Data Protection Regulation, by offering transparent, data-driven assessments.
“Trulioo is the only solution global enterprises need for KYB,”
said Zac Cohen, Trulioo Chief Product Officer.
“We continue to push the boundaries of innovation, building the most sophisticated engine for onboarding businesses, understanding their risk profiles and driving faster, more confident growth. With credit decisioning, we’re uniting identity, fraud and credit intelligence to redefine what streamlined, trusted onboarding looks like on a global scale.”
Featured image credit: Edited by Fintech News Singapore, based on image by tsyhun via Freepik
