RedOwl today announced a strategic collaboration with Mastercard to explore how Agentic AI and real-time governance can be embedded into corporate payment flows, helping enterprises strengthen control, compliance and decisioning before money moves.
As businesses increasingly digitise procurement, accounts payable and corporate card payments, CFOs and finance teams are under pressure to move beyond retrospective reviews and manual controls. RedOwl is building an AI-driven governance layer that brings together policy, delegated authority, budget, vendor, invoice, approval and transaction context in real time, enabling enterprises to assess payment intent before a transaction is authorised.
Through the collaboration RedOwl will integrate this groundbreaking real-time governance platform for the office of the CFO with Mastercard’s payment solutions, including Mastercard In Control virtual card payment APIs to generate virtual cards via its platform.
For participating issuer banks, this collaboration represents an opportunity to enforce stronger checks and controls before transactions take place, helping to strengthen overall security.
“Corporate payments are entering a new era where governance needs to happen in real time, not after the fact,” said Jitto Arulampalam, CEO of RedOwl. “Our vision is to help CFOs and finance teams move from asking ‘was this compliant?’ to ‘should this transaction happen at all?’ By exploring this collaboration with Mastercard, we see an opportunity to bring intelligent, preventive governance into commercial card rails and help issuer banks deliver a new layer of value to their enterprise customers.”
The collaboration comes as agentic AI begins to reshape how enterprise workflows are executed. As AI agents take on more autonomous roles across procurement, finance and payments, trust, transparency, control and authorisation become critical foundations for enterprise adoption. RedOwl’s approach is focused on applying these principles to corporate payments — where every transaction can be governed against company policy, delegated authority, budget and business context before funds are released.
RedOwl’s platform helps enterprises reduce spend leakage, strengthen compliance, improve delegated authority controls and support finance teams with AI-powered decisioning across procurement, accounts payable and corporate card workflows.
The collaboration reflects RedOwl and Mastercard’s shared focus on exploring next-generation embedded commercial payments and spend orchestration.
