ASX-listed fintech leader MONEYME have provided its second quarter trading results for the period ending 31 December 2025.
MONEYME increased scale and uplifted credit performance with the loan book reaching $1.75 billion, revenue of $60 million in the quarter and net credit losses decreasing to 2.9%.
Operating cash profit of $10 million in 1H26, remaining strong despite increased investment in marketing, growth and product development.
Clayton Howes, MONEYME’s Managing Director and CEO, said, “MONEYME delivered strong second-quarter growth across key metrics, reflecting disciplined execution of our strategy. The loan book grew by more than $100 million since the previous quarter, driven by high-quality, predominantly secured assets and strong revenue. We continued to invest in growth, with normalised NPAT improving as scale increased. Our risk-adjusted net interest margin strengthened, supported by a lower cost of funds and reduced credit losses.
“Our brand presence continues to expand, our scale is increasing, and our new product roadmap is strong, which includes the launch of a white-labelled credit card with Luxury Escapes. We have further strengthened our funding position through a $455.4 million Autopay ABS transaction and a new $300 million credit card warehouse facility with a global bank. The progress being made is very exciting and we remain confident in delivering our FY26 priorities.”
