ASX-listed MONEYME Limited have announced its results for the half year ending 31 December 2025.
MONEYME’s loan book increased by 26% to $1.75 billion, compared to 1H25. This growth was delivered with continued high credit quality, as net credit losses reduced to 2.9%. Gross revenue of $117 million and net interest margin of 6.8% reflect the higher proportion of secured loans (now at 61% of the loan book).
Operating cash profit of $9.9 million demonstrates continued strong underlying performance. MONEYME’s funding platform was significantly strengthened through a $455.4 million Autopay ABS transaction and a new $300 million credit card warehouse facility.
Clayton Howes, Managing Director and CEO of MONEYME, said, “MONEYME delivered a strong first half, growing the loan book to $1.75 billion while maintaining disciplined credit quality. These results reflect the scale, momentum and efficiency of our platform as we continue to invest in growth, product innovation and providing seamless customer experiences. We also significantly strengthened our funding capacity during the period, increasing it to $2.9 billion and providing substantial runway to reach our growth targets for FY26.
“Looking ahead, we remain focused on executing against our strategy and are excited about our product roadmap, including the launch of our new credit card, rolling out our white-label credit card offering through more partnerships, and scaling Autopay and personal loans. In addition, with the increasing scale, growing operating leverage, and ongoing reductions in credit losses and funding costs. We remain very confident of reaching our targets for the period ahead.”
