External Pressure, Internal Inertia: The Innovation Challenge in Financial Services: By Joris Lochy
We often describe the financial services industry as being in the midst of a technological revolution, i.e. Open and Embedded Banking, AI, blockchain, stablecoins, CBDCs, you name it. But stepping back, one might wonder: has the sector truly transformed? Despite the buzz, the fundamentals of financial services remain largely unchanged. Incumbent banks still dominate most […]








