BIDC, a subsidiary of BIDV and one of Cambodia’s fastest-growing commercial banks, has gone live on BPC’s SmartVista platform, replacing its legacy systems and enabling EMV contactless card issuing and acquiring.
The upgrade supports the bank’s cardholders and merchant network with enhanced payment security and lays the foundation for digital retail growth.
BIDC can now issue EMV contactless cards more efficiently across mobile and branch channels.
Merchants benefit from faster “tap-and-go” acceptance and streamlined settlement. Customers enjoy simplified payments, 3D Secure online protection, and consistent digital self-service.
The new platform also consolidates operations, reduces time-to-market, and provides a scalable foundation for future growth.
“Offering modern card programmes and secure payment experiences to our customers are critical to our strategy and future growth,”
said Nguyen Xuan Dung, Senior Executive Vice President, BIDC.
“The modernisation with BPC marks an important milestone. We’ve moved from fragmented systems to a single platform that lets us launch new card products quickly, offer contactless acceptance, and extend secure services to customers wherever they bank.”
BIDC chose SmartVista for its modular, secure, API-first design, enabling management of domestic CSS and international Visa portfolios on a single platform.
Features include multi-account, multi-currency cards, policy-driven lifecycle controls, and integration with mobile banking, including virtual cards.
Acquiring modernisation enhances ATM and POS acceptance, clearing, and settlement, while providing the bank with real-time visibility and stronger fraud management.
“BIDC was looking for one singular platform and SmartVista is designed just like that,”
said Veasna Nguon, Business Development Director, Cambodia, Laos and Myanmar, BPC.
Looking ahead, BIDC and BPC plan to expand card features and broaden merchant acceptance.
They also aim to introduce cash-recycling machines and deepen mobile integration to support Cambodia’s cashless payments agenda.
Featured image credit: Edited by Fintech News Singapore, based on image by Rashed_stock via Freepik
