ASX-listed Beforepay Group Limited have released its results for the half-year ended 31 December 2025 (H1 FY26).
Beforepay Group CEO, Jamie Twiss said, “This was our strongest half-year result yet, driven by continued top-line growth, disciplined cost management, and excellent credit outcomes, made possible by our deep capabilities in data, analytics, and risk. With continued progress in Carrington Labs and the scaling of the Personal Loan product, Beforepay Group continues to progress from strength to strength.”
The Group achieved a net profit after tax of $4.2 million for H1 FY26, up 50% from H1 FY25.
Revenue increased by 19% year on year (YoY) from $19.7 million in H1 FY25 to $23.4 million in H1 FY26, supported by a strong holiday season and customer demand.
Carrington Labs continued to execute on its U.S. focused growth strategy, expanding partner-led distribution through new integrations with DigiFi, an AI-powered loan origination platform, and TaranDM, a decision engine. The Group also announced an agreement with Flexcar, the first and only month-to-month car lease company, and a partnership with Sea.Dev, a fintech business specialising in AI powered financial document automation for small and medium-sized enterprises.
Carrington Labs also debuted a new product offering, the Cashflow Score, and launched the first Model Context Protocol Server to align credit models with AI lending workflows.
