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Before the first loan: how broker leaders are reshaping financial outcomes from the ground up

Before the first loan: how broker leaders are reshaping financial outcomes from the ground up


What began as a bold idea — bringing real-world financial education into schools through mortgage and finance brokers — has grown into a national movement.

The FIT Solutions program, co-founded by Victoria Coster and Beth Comino under Financial Literacy Education, has onboarded 104 brokers and confirmed 68 schools for Term 4 delivery or bookings, surpassing its initial targets ahead of a national rollout.

Now, it has secured new industry sponsorship, with LoanOptions.ai CEO Julian Fayad signing on to back the program’s continued expansion.

A partnership built on clear principles

The terms of that support matter. FIT Solutions is built on an unwavering commitment to keeping classroom education free from product promotion or lending pathways. LoanOptions.ai‘s involvement is structured as a broker education and industry-impact partnership — not a consumer-facing play.

That framing reflects a shared conviction: that improving financial outcomes for Australians starts well before a loan application is ever submitted.

Growing at the right moment

The rollout follows an earlier pilot phase. In 2025, the NSW Anglican School head office shared the program across its network schools, and a pilot ran across three NSW schools. The expansion now comes as Ecstra Foundation has called on the federal government to commit to a National Financial Capability and Wellbeing Strategy, pointing to falling financial literacy rates and the risk of young Australians entering adulthood without core money skills.

Delivered to Year 10 students, the program covers budgeting, credit reporting, interest and savings, mortgages, and superannuation. The Finance Brokers Association of Australia’s chief development officer, Joanna James, said the program would “provide the opportunity for brokers to make a difference in their community, by educating students in high schools.”

Fayad and Coster were jointly recognised with the Industry Supplier of the Year award at the 2025 FBAA awards, alongside Credit Fix Solutions.

With approximately 100 brokers in training ahead of Term 4 2026 and dozens of schools preparing to host sessions, the program’s momentum reflects something broader: the broker industry’s expanding role not just as facilitators of finance, but as educators and advocates within their communities.

Because the future of broking isn’t only about better tools or faster approvals. It’s about better prepared clients — and that starts in the classroom.





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