One Click Group Limited, the publicly-listed fintech company behind the One Click Life platform, today announced a strategic partnership with MOGOPLUS.ai to power intelligent credit decisioning for its rapidly growing Little Money cash advance product.
The collaboration marks a significant advancement in bringing AI-powered financial services to Australian consumers, enabling real-time lending decisions that prioritize both accessibility and responsible lending.
With over 200,000 registered users and record revenue of A$4.9 million in CY2024, One Click Life has established itself as Australia’s premier digital finance platform, trusted by more than 200,000 users for online tax returns.
By integrating MOGOPLUS.ai‘s sophisticated agentic AI technology, the company is positioning itself to maintain its industry-leading status while capturing greater market share in the fast-growing cash advance sector.
AI-Powered Lending: Better Outcomes for Customers
The partnership addresses a critical gap in traditional lending: the ability to make instant, data-driven credit decisions that serve customers who can responsibly afford small-dollar cash advances. MOGOPLUS.ai‘s advanced AI platform analyzes multiple data points in real-time, enabling One Click Life to assess creditworthiness with unprecedented speed and accuracy.
For One Click Life customers, this means:
- Instant decisions: No lengthy applications or waiting periods
- Fairer assessments: AI-driven analysis considers comprehensive financial profiles beyond traditional credit scores
- Responsible lending: Automated safeguards ensure customers only receive advances they can comfortably repay
- Seamless experience: Integrated directly into the One Click Life app customers already know and trust
“When financial management is simplified, people feel more in control, and that’s critical in reducing stress and improving financial well-being,” said One Click Life Managing Director, Mark Waller (pictured left, with MOGOPLUS.ai’s Ben Ford, right).
Industry Leadership Through Innovation
As a publicly-listed company committed to delivering shareholder value, One Click Life’s adoption of cutting-edge AI technology demonstrates its strategic focus on maintaining competitive advantage. The fintech landscape increasingly rewards companies that can deliver superior customer experiences while operating efficiently at scale – precisely what the MOGOPLUS.ai partnership enables.
“Using MOGOPLUS.ai to optimize credit decisioning and open banking infrastructure for data connectivity, we’re able to automate our cash advance products for customers who can afford to repay them, and provide them with access to cash when they need it to cover life’s unexpected turns,” Waller continued. “This partnership allows us to scale responsibly while maintaining the customer-first approach that has driven our growth.”
Building Customer Loyalty Through Technology
In an increasingly competitive market, customer loyalty stems from exceptional experiences.
One Click Life’s investment in AI technology isn’t just about operational efficiency – it’s about delivering the kind of frictionless, helpful service that keeps customers coming back.
“This partnership reflects MOGOPLUS.ai’s commitment to driving operational innovation and supporting lenders with precise, actionable analytics for an improved customer experience and lower costs of origination,” said MOGOPLUS.ai CEO Mike Page.
“The combination of smart data access, intelligent AI agents and frictionless customer experience creates a market leading solution which reflects the customer-first approach of One Click Life and the consumer demand for digital-first financial services.”
