Perpetual Corporate Trust or PCT won “BEST INVESTMENT PLATFORM/APP” at the recent 10th Annual FinTech & Banking Awards 2025.
In this episode, we explore what makes their service so unique, and how they have used technology to deliver an end-to-end service from price discovery, trading, settlement and fund administration.
Listen here:
https://fintechsummit.com.au/the-fintech-report-podcast/
https://www.buzzsprout.com/1643860/episodes/17882214
Perpetual Corporate Trust (PCT) is a leading fiduciary, custody and digital business operating in Australia and Singapore with five business divisions offering a unique range of products and services. PCT is part of the ASX-listed Perpetual Group (ASX:PPT).
Their platform is Australia’s first end-to-end SaaS platform designed specifically to simplify fixed income investing. They enable wealth managers to access global bonds via Euroclear (a market work over $100 Trillion) in parcels as low as $10,000. They integrate research, portfolio construction, execution, settlement, custody, and reporting in one platform – their service is now used by NAB Private Wealth and JBWere.
Since launching 2 years ago they have facilitated over $6 billion in transactions and onboarded 5,300+ investors.
Our podcast guests are: Emily Boden and Heather Gale. Emily is Head of Institutional Sales at Perpetual Digital. Heather is Head of Operations, Procurement & Cash Management.
Key Points:
– The platform allows private wealth clients to directly invest in bonds – both domestic and global
– Clients don’t have to invest in ETF’s or multi-asset funds to get fixed income exposure to their portfolios
– It is a digital solution wrapping up all components needed to invest in fixed income;
- from price discovery on liquid bonds
- trade order and execution
- settlement
- custody
- registry
- all middle office administration
- Trades are executed and settled via Euroclear
Key benefit: allows for parcel sizes to be much smaller then traditional $500k clips. Clients can move into positions, and out of positions if they require in parcel sizes as small as $10k. Smaller parcel sizes allow clients can have a more divers & less risky portfolio. The entire workflow of the solution sits within the same organisation.
Customers: Institutional business who have high Net wealth clients that would like to invest in fixed income directly
Institutional Private Wealth divisions
- NAB private wealth and
- JBWere Shaw
- Advisories firms
- Shaw & Partners
- Boutique funds
- Gramacey
- Clime Investment
